Opened the debate
Plibersek argued that the bill strengthens the social safety net by making debt recovery more efficient and humane. Plibersek stated that raising the waiver threshold to $250 would eliminate nearly half of the undetermined debt backlog, sparing Australians from stress over small, accidental debts. The minister highlighted that expanding special circumstances waivers would better protect victims of coercive control and financial abuse from being penalised for debts arising from their abuser's actions. Regarding income apportionment, she contended that validating the historic practice prevents the distress and cost of recalculating millions of old debts, while the new resolution scheme offers fair compensation to those affected.