Question Time AU

General Debate

Private Health Insurance

House of Representatives · Monday 14 September 2026

Official Hansard for this day (APH) · Read this debate on OpenAustralia

At a glance

Michelle Landry supported a motion opposing the Albanese government's plan to remove the higher private health insurance rebate for people aged 65 and over from April 2027. Landry argued that the change would force older Australians to choose between essentials and health cover, leading to increased demand on public hospitals. She cited modelling suggesting significant numbers of seniors might drop or downgrade their insurance, thereby shifting costs to households and state health systems. The debate highlighted concerns about regional healthcare access and the reliability of government cost estimates.

Summary in reported speech - not a transcript. AI-generated, so check the official record before quoting.

How the debate unfolded

Opened the debate

Landry argued that removing the higher rebate for those aged 65 and over would penalise seniors who have maintained cover for decades. Landry stated that many pensioners hold private insurance to ensure choice and certainty in treatment, often sacrificing other expenses to keep it. Landry warned that the additional costs could force older Australians to downgrade or abandon their cover, particularly in regional areas where travel for care is already burdensome. Landry contended that this shift would increase pressure on public hospitals, such as Rockhampton Hospital, leading to longer waiting lists for elective surgeries.